Application Process

The ELI loan fund is open to all sectors and businesses based within the boundary of East Lothian to apply.  

Loans from 500 to a maximum of 10,000 can be applied for with the normal repayment term of between 36 -60 months, commencing 3 months after the loan is drawn down.

Loans are interest free however, if approved, an arrangement fee of 5% will require to be paid prior to funds being released. 

Potential applicants should ensure they read fully the following documents (available to download):

Other relevant company policies that should be read and understood:

It is anticipated that support and advice will be required from Business Gateway Advisor prior to completing the application. Enquires for support, or for any other information on applying should be made to: 

On completion of your application you will be required to meet with the fund manager, Richard Baty, East Lothian Council Business Development Manager, to discuss your application prior to the board meeting.